CUSTOMER DISPUTE

Resolution Policy

Our Commitment to You

At Morcado Trust Company (“Morcado”), we are dedicated to ensuring that your concerns are addressed promptly and fairly. We recognize that sometimes we might not meet your expectations, and we have established this Customer Dispute Resolution Policy to better serve you.

Simple steps to resolve your concerns:

Step 1: Initial Contact

Reach Out. If you have any concerns about our products or services, please start by contacting your usual representative at Morcado. They are well-equipped to address most issues swiftly.

Step 2: Escalation

Need Further Assistance? If your concern isn't resolved to your satisfaction, don't hesitate to ask to speak with the senior manager or vice president. They will personally engage with you to discuss and address your concern.

Step 3: Formal Review

Writing to the Dispute Resolution Officer. In cases where your concern remains unresolved, we encourage you to submit it in writing to our Dispute Resolution Officer. Please include details of your concern and your desired resolution.

Contact details:

Please mail to:
Morcado Trust Company
3600, 205-5th Ave SW, Calgary, AB T2P 2V7
Attention: Dispute Resolution Officer

Or send an email to:
resolutionofficer@morcadotrust.ca

The role of our Dispute Resolution Officer – independent and objective review.

The Dispute Resolution Officer at Morcado plays a critical role. They act independently and objectively to thoroughly investigate your concern. Their goal is to explore all viable options to achieve a resolution that is satisfactory for all parties involved.

Acknowledgement and Timeline

Upon receiving your written concern, our Dispute Resolution Officer will acknowledge receipt and open a file for thorough investigation.

Your concern will be addressed within 30 calendar days, provided we have all the necessary documents and information.

Examination and Decision

Different departments may assist the Dispute Resolution Officer in ensuring a comprehensive review of your concern.

If the initial decision is upheld, you'll receive a detailed explanation of the decision-making process.

In cases where your concern is deemed justified, appropriate actions will be taken for resolution.

Final Communication

Regardless of the outcome, you will be informed in writing about the final decision made by the Dispute Resolution Officer.

Start earning passive income today.

Book a time that works for you. A Mortgage Investment Advisor will help you set up your account.

Keep up with Morcado!

Catch the latest on product tweaks and news — and investment trends.

Footer Logo - TNM RIA Logo
*Disclaimers and Disclosures

As with any investment, we recommend seeking professional financial advice that applies to your unique situation. Please contact a licensed Mortgage Investment Advisor or licensed Mortgage Broker for more details about investing with Morcado

 

Investing in qualified syndicated mortgages through Morcado involves risks, which, depending on the product offered, can include potential loss of principal, market volatility, and non-guaranteed returns. 

 

Past performance does not guarantee future results. Any reference to projected returns is considered an estimate, not guaranteed results.

 

Promoted return rates are subject to change as mortgages can sell out quickly.

 

High-yield mortgages offered on the Morcado investment platform are secured by residential Canadian real estate. Investments in mortgages through Morcado are not insured by the Canada Deposit Insurance Corporation (CDIC). Any uninvested amounts parked with Morcado Trust are held within a large Canadian bank.

 

Morcado Trust is registered and regulated in Alberta as a Trust Company according to the Loans and Trust Corporations Act (LTCA).