YOUR AGREEMENT WITH US

Terms of Use

Welcome to Our Site

This website (the “Site”) is operated by Morcado Trust Company (“Morcado”). By using the Site, which offers articles, publications, and various information (collectively, the "Content"), you are agreeing to these terms and conditions (the "Terms"). Your access and use of the Site signify your agreement to these Terms. If you do not agree with the Terms, please refrain from using the Site.

Changes to the Terms

Updates: Morcado may update these Terms at any time. It’s important to review them regularly.

Continued Use: If you use the Site after these updates, it means you agree to the new Terms. If you disagree with any changes, you should stop using the Site.

Nature of the Content

Not Legal Advice: The Content is for informational purposes only and does not constitute legal or professional advice. It should not be the sole basis for any decision-making.

Seek Professional Advice: Always consult a legal or relevant professional for specific advice related to your situation.

Currency and Reliability of Content

Information Purposes Only: The Content is current as of its publication date but may become outdated over time due to legal changes or other factors.

Your Use of the Site

Lawful and Permitted Uses: You may use the Site and Content in accordance with the law and these Terms. Morcado grants you a limited, non-exclusive, and revocable license to access the Site and Content for personal use, including downloading and printing, provided you do not modify the Content.

External Links

No Endorsement: Morcado is not responsible for the content of any linked external sites. These links do not imply our endorsement, and use of such sites is at your own risk.

Prohibited Activities

Lawful Use Only: You must not use the Site or Content for any unlawful purposes or in any way that infringes on the rights of others or violates these Terms.

Copyright of Morcado

Protected Content: All Content on the Site is protected by copyright and is owned by, or licensed to, Morcado. This includes texts, graphics, logos, images, videos, software, and the site’s layout.

Assumption of Risk

Your Responsibility: Using the Site and downloading Content is at your own risk. Morcado does not guarantee that the Site or Content is free from harmful components. You are responsible for protecting your computer system.

Disclaimer and Limitation of Liability

As-Is Basis: The Site and Content are provided without warranties of any kind. Morcado is not liable for any damages arising from your use of the Site or Content.

General Provisions

Complete Agreement: These Terms represent the entire agreement between you and Morcado regarding the Site.

Governing Law: The use of the Site is governed by the laws of the Province of Alberta and applicable Canadian laws.

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*Disclaimers and Disclosures

As with any investment, we recommend seeking professional financial advice that applies to your unique situation. Please contact a licensed Mortgage Investment Advisor or licensed Mortgage Broker for more details about investing with Morcado

 

Investing in qualified syndicated mortgages through Morcado involves risks, which, depending on the product offered, can include potential loss of principal, market volatility, and non-guaranteed returns. 

 

Past performance does not guarantee future results. Any reference to projected returns is considered an estimate, not guaranteed results.

 

Promoted return rates are subject to change as mortgages can sell out quickly.

 

High-yield mortgages offered on the Morcado investment platform are secured by residential Canadian real estate. Investments in mortgages through Morcado are not insured by the Canada Deposit Insurance Corporation (CDIC). Any uninvested amounts parked with Morcado Trust are held within a large Canadian bank.

 

Morcado Trust is registered and regulated in Alberta as a Trust Company according to the Loans and Trust Corporations Act (LTCA).